Martinsville, NJ
Martinsville, NJ's wildfire risk, in USFS's own numbers
Martinsville sits at the 31st percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 4,550 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Martinsville at the 30th percentile, close to its 31st-percentile risk score.
Where Martinsville's buildings actually sit
89.2% of Martinsville's 4,550 buildings sit in USFS's Direct exposure zone, roughly 4,060 structures close enough to burnable vegetation for flame contact, not just embers — 10.8% fall in the Indirect, ember-only zone and 0% are Minimal.
Martinsville against the rest of the country
There's little gap between Martinsville's 31st national percentile and its 26th percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Martinsville ranks 21,907 for wildfire risk (1 is highest) and 3,751 by building count (1 is largest). Within New Jersey alone, it ranks 518 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Martinsville and the insurance market
Martinsville's moderate wildfire rating (31st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 89.2% of Martinsville in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Martinsville's 31st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Martinsville, see the exposure-zones guide.