Martinsville, IN
Martinsville wildfire risk explained
Out of every US place USFS scores, Martinsville lands at the 15th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 5,866 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Martinsville at the 17th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Martinsville's buildings actually sit
73.1% of Martinsville's 5,866 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 16.7% Direct and 10.3% Minimal. Vent screens and roofing material matter more here than lot clearing alone. At 5,866 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Martinsville compares
Within Indiana, Martinsville ranks higher (69th percentile) than it does nationally (15th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Martinsville ranks 26,656 for wildfire risk (1 is highest) and 2,935 by building count (1 is largest). Within Indiana alone, it ranks 299 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Martinsville
Martinsville's low rating (15th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because 73.1% of Martinsville's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 5,866 counted buildings into the percentiles shown above for Martinsville. For more on what indirect exposure implies beyond Martinsville, see the exposure-zones guide.