Martinsdale, MT
Martinsdale, MT's wildfire risk, in USFS's own numbers
Martinsdale sits at the 63rd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 134 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Martinsdale at the 60th percentile, close to its 63rd-percentile risk score.
Where Martinsdale's buildings actually sit
USFS classifies 58.2% of Martinsdale's buildings as Direct exposure, higher than its 41.8% Indirect share and far above its 0% Minimal share — a profile where 78 structures sit close enough to vegetation that lot clearing matters most.
Where Martinsdale ranks
Martinsdale ranks lower within Montana (30th percentile statewide) than its 63rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Martinsdale ranks 11,697 for wildfire risk (1 is highest) and 27,548 by building count (1 is largest). Within Montana alone, it ranks 335 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
What this risk score means for insurance
Martinsdale's high rating (63rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Martinsdale
Because Direct exposure dominates in Martinsdale (58.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 134 counted buildings into the percentiles shown above for Martinsdale. For more on what direct exposure implies beyond Martinsdale, see the exposure-zones guide.