Martinsdale Colony, MT
Martinsdale Colony, MT's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Martinsdale Colony at the 53rd national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 82 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Martinsdale Colony at the 52nd percentile, close to its 53rd-percentile risk score.
Martinsdale Colony's building exposure, zone by zone
Of Martinsdale Colony's 82 counted buildings, 54.9% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Martinsdale Colony compares
Martinsdale Colony's 53rd national percentile looks worse in isolation than its 17th ranking inside Montana does — this place is on the milder end for its own state, by 37 points. Among the 31,521 US communities USFS scores, Martinsdale Colony ranks 14,689 for wildfire risk (1 is highest) and 29,811 by building count (1 is largest). Within Montana alone, it ranks 398 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Martinsdale Colony and the insurance market
Martinsdale Colony's elevated wildfire rating (53rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Martinsdale Colony
Martinsdale Colony's 54.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Martinsdale Colony's figures come from
Every one of the two percentiles behind Martinsdale Colony's 14,689-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Martinsdale Colony's dominant direct exposure actually means, with real examples from across the dataset.