Martinsburg, PA
Martinsburg wildfire risk explained
USFS scores Martinsburg at the 27th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 927 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Martinsburg at the 24th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
927 buildings are counted in Martinsburg, and 81.6% of them are Indirect exposure — ember-driven risk rather than the 5.2% in Direct exposure or the 13.3% rated Minimal.
Martinsburg against the rest of the country
Martinsburg's risk sits at a similar level relative to Pennsylvania (32nd percentile statewide) as it does nationally (27th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Martinsburg ranks 23,140 for wildfire risk (1 is highest) and 12,503 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,360 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Martinsburg and the insurance market
Martinsburg's moderate rating (27th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because 81.6% of Martinsburg's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Martinsburg's 27th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Martinsburg, see the exposure-zones guide.