Martinsburg, OH
Martinsburg wildfire risk explained
USFS's Wildfire Risk to Communities model puts Martinsburg at the 28th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 187 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Martinsburg's burn probability — fire likelihood with no building count factored in — sits at the 28th percentile nationally.
Martinsburg's building exposure, zone by zone
61.5% of Martinsburg's 187 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 38.5% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Martinsburg ranks
Compare Martinsburg's two percentiles: 62nd within Ohio, only 28th nationally — a gap of 34 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Martinsburg ranks 22,695 for wildfire risk (1 is highest) and 25,361 by building count (1 is largest). Within Ohio alone, it ranks 485 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Martinsburg and the insurance market
At the 28th national percentile, Martinsburg rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Martinsburg (61.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Martinsburg's figures come from
Martinsburg's 28th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Martinsburg's dominant indirect exposure actually means, with real examples from across the dataset.