Martinsburg, NE
Martinsburg, NE's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Martinsburg at the 61st national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 86 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Martinsburg's burn probability — fire likelihood with no building count factored in — sits at the 55th percentile nationally.
Where Martinsburg's buildings actually sit
USFS puts 88.4% of Martinsburg's 86 buildings in the Indirect exposure zone, versus 11.6% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Martinsburg ranks
Martinsburg's risk sits at a similar level relative to Nebraska (53rd percentile statewide) as it does nationally (61st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Martinsburg ranks 12,330 for wildfire risk (1 is highest) and 29,655 by building count (1 is largest). Within Nebraska alone, it ranks 278 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Shopping for coverage in Martinsburg
Martinsburg's 61st-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because 88.4% of Martinsburg's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Martinsburg's 12,330-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Martinsburg, see the exposure-zones guide.