Martinsburg, IA
Martinsburg wildfire risk explained
USFS's Wildfire Risk to Communities model puts Martinsburg at the 37th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 115 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Martinsburg at the 37th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Martinsburg's buildings actually sit
Only 13.9% of Martinsburg's 115 buildings carry Direct exposure and 0% carry Indirect; the remaining 86.1% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Martinsburg against the rest of the country
Within Iowa, Martinsburg ranks higher (52nd percentile) than it does nationally (37th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Martinsburg ranks 19,848 for wildfire risk (1 is highest) and 28,412 by building count (1 is largest). Within Iowa alone, it ranks 486 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Martinsburg
At the 37th national percentile, Martinsburg rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 86.1% of buildings rated Minimal exposure, Martinsburg gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Martinsburg's 19,848-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Martinsburg, see the exposure-zones guide.