Martins Creek, PA
Martins Creek wildfire risk explained
USFS's Wildfire Risk to Communities model puts Martins Creek at the 24th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 401 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Martins Creek at the 23rd percentile, close to its 24th-percentile risk score.
What "at risk" means for the buildings here
Indirect exposure is dominant in Martins Creek (52.6% of 401 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 47.4% sit in the Direct zone.
How Martins Creek compares
There's little gap between Martins Creek's 24th national percentile and its 28th percentile inside Pennsylvania, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Martins Creek ranks 23,898 for wildfire risk (1 is highest) and 19,197 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,431 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Shopping for coverage in Martins Creek
At the 24th national percentile, Martins Creek rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Martins Creek (52.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Martins Creek's 24th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Martins Creek, see the exposure-zones guide.