Martinez, TX
Martinez, TX's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Martinez lands at the 94th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 30 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Martinez's burn probability — fire likelihood with no building count factored in — sits at the 94th percentile nationally.
What "at risk" means for the buildings here
Of Martinez's 30 counted buildings, 100% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Martinez ranks
There's little gap between Martinez's 94th national percentile and its 93rd percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Martinez ranks 1,899 for wildfire risk (1 is highest) and 31,366 by building count (1 is largest). Within Texas alone, it ranks 119 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Martinez's very high rating (94th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 100% of Martinez in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Martinez's figures come from
The methodology guide shows exactly how USFS turned 30 counted buildings into the percentiles shown above for Martinez. The exposure-zones guide covers what Martinez's dominant direct exposure actually means, with real examples from across the dataset.