Martin, KY
How exposed is Martin to wildfire?
USFS scores Martin at the 92nd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 363 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Martin at the 95th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
72.2% of Martin's 363 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 27.8% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Martin against the rest of the country
Martin's risk sits at a similar level relative to Kentucky (95th percentile statewide) as it does nationally (92nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Martin ranks 2,419 for wildfire risk (1 is highest) and 20,002 by building count (1 is largest). Within Kentucky alone, it ranks 29 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Martin
Martin's very high rating (92nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Martin's 72.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 363 counted buildings into the percentiles shown above for Martin. For more on what indirect exposure implies beyond Martin, see the exposure-zones guide.