Martin City, MT
How exposed is Martin City to wildfire?
Out of every US place USFS scores, Martin City lands at the 97th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 421 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Martin City at the 96th percentile, close to its 97th-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in Martin City: 71% of its 421 buildings, versus 29% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Martin City against the rest of the country
Martin City's risk sits at a similar level relative to Montana (92nd percentile statewide) as it does nationally (97th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Martin City ranks 1,101 for wildfire risk (1 is highest) and 18,804 by building count (1 is largest). Within Montana alone, it ranks 37 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Shopping for coverage in Martin City
Martin City's very high rating (97th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Martin City
Because Direct exposure dominates in Martin City (71%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Martin City's 1,101-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Martin City, see the exposure-zones guide.