Marthasville, MO
Marthasville wildfire risk explained
USFS's Wildfire Risk to Communities model puts Marthasville at the 54th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 539 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Marthasville at the 56th percentile, close to its 54th-percentile risk score.
What "at risk" means for the buildings here
70.3% of Marthasville's 539 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 29.7% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Marthasville against the rest of the country
Marthasville scores 54th nationally and 41st within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Marthasville ranks 14,436 for wildfire risk (1 is highest) and 16,734 by building count (1 is largest). Within Missouri alone, it ranks 629 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Marthasville
At the 54th national percentile, Marthasville rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Marthasville's 70.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Marthasville's figures come from
Every one of the two percentiles behind Marthasville's 14,436-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Marthasville's dominant indirect exposure actually means, with real examples from across the dataset.