Martha, OK
Martha wildfire risk explained
USFS scores Martha at the 41st national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 162 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Martha's burn probability — fire likelihood with no building count factored in — sits at the 35th percentile nationally.
Where Martha's buildings actually sit
USFS classifies 60.5% of Martha's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 39.5% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Martha ranks
Inside Oklahoma, Martha sits at just the 3rd percentile even though it scores 41st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Martha ranks 18,477 for wildfire risk (1 is highest) and 26,351 by building count (1 is largest). Within Oklahoma alone, it ranks 807 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Martha
Martha's elevated rating (41st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 60.5% of buildings rated Minimal exposure, Martha gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Martha's figures come from
Martha's 41st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Martha's dominant minimal exposure actually means, with real examples from across the dataset.