Marshallville, NJ
How exposed is Marshallville to wildfire?
Marshallville sits at the 83rd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 231 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Marshallville's burn probability — fire likelihood with no building count factored in — sits at the 81st percentile nationally.
Marshallville's building exposure, zone by zone
91.3% of Marshallville's 231 buildings sit in USFS's Direct exposure zone, roughly 211 structures close enough to burnable vegetation for flame contact, not just embers — 8.7% fall in the Indirect, ember-only zone and 0% are Minimal.
How Marshallville compares
Marshallville's risk sits at a similar level relative to New Jersey (87th percentile statewide) as it does nationally (83rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Marshallville ranks 5,297 for wildfire risk (1 is highest) and 23,769 by building count (1 is largest). Within New Jersey alone, it ranks 89 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Marshallville and the insurance market
Marshallville's very high rating (83rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Marshallville (91.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Marshallville's figures come from
Marshallville's 83rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Marshallville's dominant direct exposure actually means, with real examples from across the dataset.