Marshall, MO
How exposed is Marshall to wildfire?
Marshall's 6,001 buildings earn a 47th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Marshall at the 48th percentile, close to its 47th-percentile risk score.
What "at risk" means for the buildings here
Only 13.5% of Marshall's 6,001 buildings carry Direct exposure and 28.7% carry Indirect; the remaining 57.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 6,001 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Marshall compares
Marshall ranks lower within Missouri (27th percentile statewide) than its 47th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Marshall ranks 16,766 for wildfire risk (1 is highest) and 2,874 by building count (1 is largest). Within Missouri alone, it ranks 780 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Marshall
Marshall's elevated rating (47th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 57.8% of Marshall outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Marshall's figures come from
Marshall's 47th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Marshall's dominant minimal exposure actually means, with real examples from across the dataset.