Marshall, MN
How exposed is Marshall to wildfire?
Marshall sits at the 6th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 5,073 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Marshall's burn probability — fire likelihood with no building count factored in — sits at the 5th percentile nationally.
What "at risk" means for the buildings here
Only 6.6% of Marshall's 5,073 buildings carry Direct exposure and 0% carry Indirect; the remaining 93.4% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 5,073 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Marshall ranks
There's little gap between Marshall's 6th national percentile and its 9th percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Marshall ranks 29,725 for wildfire risk (1 is highest) and 3,396 by building count (1 is largest). Within Minnesota alone, it ranks 835 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
Marshall's low rating (6th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Marshall's 93.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Marshall's figures come from
The methodology guide shows exactly how USFS turned 5,073 counted buildings into the percentiles shown above for Marshall. The exposure-zones guide covers what Marshall's dominant minimal exposure actually means, with real examples from across the dataset.