Marshall, IL
Marshall wildfire risk explained
Out of every US place USFS scores, Marshall lands at the 15th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 2,526 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Marshall's burn probability — fire likelihood with no building count factored in — sits at the 15th percentile nationally.
Where Marshall's buildings actually sit
Most of Marshall's buildings (85.5% of 2,526) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Marshall compares
Compare Marshall's two percentiles: 53rd within Illinois, only 15th nationally — a gap of 38 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Marshall ranks 26,844 for wildfire risk (1 is highest) and 6,252 by building count (1 is largest). Within Illinois alone, it ranks 683 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
At the 15th national percentile, Marshall rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Marshall
Even with 85.5% of Marshall outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Marshall's figures come from
The methodology guide shows exactly how USFS turned 2,526 counted buildings into the percentiles shown above for Marshall. The exposure-zones guide covers what Marshall's dominant minimal exposure actually means, with real examples from across the dataset.