Maroa, IL
Maroa, IL's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Maroa lands at the 0th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 961 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Maroa at the 0th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 96.9% of Maroa's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 3.1% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Maroa against the rest of the country
There's little gap between Maroa's 0th national percentile and its 4th percentile inside Illinois, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Maroa ranks 31,421 for wildfire risk (1 is highest) and 12,216 by building count (1 is largest). Within Illinois alone, it ranks 1,395 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Maroa and the insurance market
At the 0th national percentile, Maroa rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Maroa's 96.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 961 counted buildings into the percentiles shown above for Maroa. For more on what minimal exposure implies beyond Maroa, see the exposure-zones guide.