Marne, IA
Marne wildfire risk explained
Out of every US place USFS scores, Marne lands at the 29th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 121 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Marne at the 27th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 51.2% of Marne's buildings as Direct exposure, higher than its 0% Indirect share and far above its 48.8% Minimal share — a profile where 62 structures sit close enough to vegetation that lot clearing matters most.
Marne against the rest of the country
There's little gap between Marne's 29th national percentile and its 44th percentile inside Iowa, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Marne ranks 22,337 for wildfire risk (1 is highest) and 28,105 by building count (1 is largest). Within Iowa alone, it ranks 574 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Marne and the insurance market
At the 29th national percentile, Marne rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Marne's 51.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Marne's 22,337-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Marne, see the exposure-zones guide.