Marmet, WV
Marmet, WV's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Marmet lands at the 89th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 822 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Marmet's burn probability — fire likelihood with no building count factored in — sits at the 91st percentile nationally.
Marmet's building exposure, zone by zone
USFS puts 84.7% of Marmet's 822 buildings in the Indirect exposure zone, versus 15.3% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Marmet against the rest of the country
Marmet scores 89th nationally and 78th within West Virginia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Marmet ranks 3,578 for wildfire risk (1 is highest) and 13,433 by building count (1 is largest). Within West Virginia alone, it ranks 94 of 429 places by risk. See the full county-by-county picture for West Virginia on its state page.
Shopping for coverage in Marmet
Marmet's 89th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Marmet's 84.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Marmet's 3,578-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Marmet, see the exposure-zones guide.