Marlton, MD
How exposed is Marlton to wildfire?
Out of every US place USFS scores, Marlton lands at the 42nd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 3,497 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Marlton at the 42nd national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Marlton's building exposure, zone by zone
60.2% of Marlton's 3,497 buildings sit in USFS's Direct exposure zone, roughly 2,104 structures close enough to burnable vegetation for flame contact, not just embers — 39.8% fall in the Indirect, ember-only zone and 0% are Minimal.
How Marlton compares
Compare Marlton's two percentiles: 60th within Maryland, only 42nd nationally — a gap of 19 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Marlton ranks 18,339 for wildfire risk (1 is highest) and 4,775 by building count (1 is largest). Within Maryland alone, it ranks 211 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
What this risk score means for insurance
Marlton's elevated rating (42nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 60.2% of Marlton in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Marlton's 42nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Marlton, see the exposure-zones guide.