Marlin, TX
Marlin wildfire risk explained
USFS's Wildfire Risk to Communities model puts Marlin at the 60th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 3,071 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Marlin's burn probability — fire likelihood with no building count factored in — sits at the 60th percentile nationally.
Marlin's building exposure, zone by zone
3,071 buildings are counted in Marlin, and 60.4% of them are Indirect exposure — ember-driven risk rather than the 26.8% in Direct exposure or the 12.8% rated Minimal.
How Marlin compares
Marlin's 60th national percentile looks worse in isolation than its 14th ranking inside Texas does — this place is on the milder end for its own state, by 46 points. Among the 31,521 US communities USFS scores, Marlin ranks 12,528 for wildfire risk (1 is highest) and 5,324 by building count (1 is largest). Within Texas alone, it ranks 1,536 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Marlin
Marlin's 60th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Marlin
Because 60.4% of Marlin's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Marlin's figures come from
Every one of the two percentiles behind Marlin's 12,528-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Marlin's dominant indirect exposure actually means, with real examples from across the dataset.