Marland, OK
Marland wildfire risk explained
USFS scores Marland at the 91st national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 174 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Marland's burn probability — fire likelihood with no building count factored in — sits at the 92nd percentile nationally.
Where Marland's buildings actually sit
69% of Marland's 174 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 31% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Marland against the rest of the country
Marland's 91st national percentile looks worse in isolation than its 52nd ranking inside Oklahoma does — this place is on the milder end for its own state, by 39 points. Among the 31,521 US communities USFS scores, Marland ranks 2,904 for wildfire risk (1 is highest) and 25,866 by building count (1 is largest). Within Oklahoma alone, it ranks 407 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Marland and the insurance market
Marland's very high rating (91st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With ember exposure the dominant pattern in Marland (69% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 174 counted buildings into the percentiles shown above for Marland. For more on what indirect exposure implies beyond Marland, see the exposure-zones guide.