Markham, TX
Markham wildfire risk explained
Out of every US place USFS scores, Markham lands at the 70th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 688 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Markham at the 73rd national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
70.1% of Markham's 688 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 27.6% Direct and 2.3% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Markham against the rest of the country
Markham ranks lower within Texas (30th percentile statewide) than its 70th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Markham ranks 9,593 for wildfire risk (1 is highest) and 14,784 by building count (1 is largest). Within Texas alone, it ranks 1,256 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Markham's high rating (70th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Markham (70.1% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Markham's 9,593-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Markham, see the exposure-zones guide.