Marissa, IL
Marissa wildfire risk explained
Out of every US place USFS scores, Marissa lands at the 17th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 1,389 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Marissa at the 17th percentile, close to its 17th-percentile risk score.
Where Marissa's buildings actually sit
94.3% of Marissa's 1,389 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 3.3% Direct and 2.4% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Marissa compares
Marissa's 57th-percentile standing inside Illinois outpaces its 17th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Marissa ranks 26,086 for wildfire risk (1 is highest) and 9,675 by building count (1 is largest). Within Illinois alone, it ranks 627 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Marissa
Marissa's low rating (17th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Marissa's 94.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Marissa's figures come from
Marissa's 17th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Marissa's dominant indirect exposure actually means, with real examples from across the dataset.