Marion (Shelby), IN
Marion (Shelby), IN's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Marion (Shelby) lands at the 3rd percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 142 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Marion (Shelby) at the 3rd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Marion (Shelby)'s building exposure, zone by zone
USFS classifies 89.4% of Marion (Shelby)'s buildings as Direct exposure, higher than its 0% Indirect share and far above its 10.6% Minimal share — a profile where 127 structures sit close enough to vegetation that lot clearing matters most.
Where Marion (Shelby) ranks
Within Indiana, Marion (Shelby) ranks higher (20th percentile) than it does nationally (3rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Marion (Shelby) ranks 30,663 for wildfire risk (1 is highest) and 27,203 by building count (1 is largest). Within Indiana alone, it ranks 779 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Marion (Shelby) and the insurance market
At the 3rd national percentile, Marion (Shelby) rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Marion (Shelby)
Because Direct exposure dominates in Marion (Shelby) (89.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Marion (Shelby)'s figures come from
Marion (Shelby)'s 3rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Marion (Shelby)'s dominant direct exposure actually means, with real examples from across the dataset.