Marion, PA
Marion wildfire risk explained
USFS's Wildfire Risk to Communities model puts Marion at the 15th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 663 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Marion's burn probability — fire likelihood with no building count factored in — sits at the 16th percentile nationally.
What "at risk" means for the buildings here
Most of Marion's buildings (77.2% of 663) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Marion against the rest of the country
There's little gap between Marion's 15th national percentile and its 14th percentile inside Pennsylvania, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Marion ranks 26,800 for wildfire risk (1 is highest) and 15,032 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,701 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
At the 15th national percentile, Marion rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Marion
Even with 77.2% of Marion outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Marion's figures come from
The methodology guide shows exactly how USFS turned 663 counted buildings into the percentiles shown above for Marion. The exposure-zones guide covers what Marion's dominant minimal exposure actually means, with real examples from across the dataset.