Marion, MN
How exposed is Marion to wildfire?
USFS's Wildfire Risk to Communities model puts Marion at the 12th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 237 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Marion's burn probability — fire likelihood with no building count factored in — sits at the 12th percentile nationally.
Marion's building exposure, zone by zone
Direct exposure dominates in Marion: 75.1% of its 237 buildings, versus 21.9% Indirect and 3% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Marion against the rest of the country
Marion's risk sits at a similar level relative to Minnesota (15th percentile statewide) as it does nationally (12th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Marion ranks 27,861 for wildfire risk (1 is highest) and 23,557 by building count (1 is largest). Within Minnesota alone, it ranks 774 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Marion and the insurance market
Marion's low rating (12th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Marion (75.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Marion's figures come from
Every one of the two percentiles behind Marion's 27,861-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Marion's dominant direct exposure actually means, with real examples from across the dataset.