Marion, AL
Marion, AL's wildfire risk, in USFS's own numbers
Marion's 1,822 buildings earn a 65th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Marion's burn probability — fire likelihood with no building count factored in — sits at the 66th percentile nationally.
Where Marion's buildings actually sit
Of Marion's 1,822 counted buildings, 82.3% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Marion ranks
Marion's 65th national percentile looks worse in isolation than its 35th ranking inside Alabama does — this place is on the milder end for its own state, by 30 points. Among the 31,521 US communities USFS scores, Marion ranks 11,113 for wildfire risk (1 is highest) and 7,997 by building count (1 is largest). Within Alabama alone, it ranks 385 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Marion and the insurance market
At the 65th percentile nationally, Marion carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Marion
Marion's 82.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Marion's 65th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Marion, see the exposure-zones guide.