Marine, IL
Marine wildfire risk explained
Out of every US place USFS scores, Marine lands at the 4th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 615 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Marine's burn probability — fire likelihood with no building count factored in — sits at the 4th percentile nationally.
Marine's building exposure, zone by zone
88.6% of Marine's 615 buildings sit in USFS's Minimal exposure zone, with only 11.4% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Marine against the rest of the country
Within Illinois, Marine ranks higher (24th percentile) than it does nationally (4th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Marine ranks 30,247 for wildfire risk (1 is highest) and 15,627 by building count (1 is largest). Within Illinois alone, it ranks 1,098 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Marine
Marine's low wildfire rating (4th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 88.6% of buildings rated Minimal exposure, Marine gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Marine's 30,247-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Marine, see the exposure-zones guide.