Marina, CA
Marina wildfire risk explained
Marina sits at the 63rd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 6,621 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Marina at the 62nd national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Marina's buildings (84.7%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone. At 6,621 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Marina against the rest of the country
Marina's 63rd national percentile looks worse in isolation than its 21st ranking inside California does — this place is on the milder end for its own state, by 42 points. Among the 31,521 US communities USFS scores, Marina ranks 11,716 for wildfire risk (1 is highest) and 2,616 by building count (1 is largest). Within California alone, it ranks 1,245 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Because Marina is in California, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. The state's FAIR Plan alone carried 668,609 policies by the end of 2025. Full detail in the disclosure-law guide.
Hardening a home in Marina
Marina's 84.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Marina's figures come from
The methodology guide shows exactly how USFS turned 6,621 counted buildings into the percentiles shown above for Marina. The exposure-zones guide covers what Marina's dominant indirect exposure actually means, with real examples from across the dataset.