Maricopa Colony, AZ
How exposed is Maricopa Colony to wildfire?
Maricopa Colony's 308 buildings earn a 96th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Maricopa Colony's burn probability — fire likelihood with no building count factored in — sits at the 96th percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Maricopa Colony: 88.3% of its 308 buildings, versus 9.7% Indirect and 2% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Maricopa Colony ranks
Maricopa Colony's 96th national percentile looks worse in isolation than its 79th ranking inside Arizona does — this place is on the milder end for its own state, by 17 points. Among the 31,521 US communities USFS scores, Maricopa Colony ranks 1,122 for wildfire risk (1 is highest) and 21,411 by building count (1 is largest). Within Arizona alone, it ranks 92 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
What this risk score means for insurance
Maricopa Colony's 96th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because Direct exposure dominates in Maricopa Colony (88.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Maricopa Colony's figures come from
The methodology guide shows exactly how USFS turned 308 counted buildings into the percentiles shown above for Maricopa Colony. The exposure-zones guide covers what Maricopa Colony's dominant direct exposure actually means, with real examples from across the dataset.