Marianne, PA
Marianne wildfire risk explained
Marianne's 520 buildings earn a 40th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Marianne's burn probability — fire likelihood with no building count factored in — sits at the 41st percentile nationally.
Where Marianne's buildings actually sit
58.3% of Marianne's 520 buildings sit in USFS's Direct exposure zone, roughly 303 structures close enough to burnable vegetation for flame contact, not just embers — 41.7% fall in the Indirect, ember-only zone and 0% are Minimal.
How Marianne compares
Compare Marianne's two percentiles: 63rd within Pennsylvania, only 40th nationally — a gap of 23 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Marianne ranks 18,859 for wildfire risk (1 is highest) and 17,025 by building count (1 is largest). Within Pennsylvania alone, it ranks 734 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Shopping for coverage in Marianne
Marianne's elevated wildfire rating (40th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because Direct exposure dominates in Marianne (58.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Marianne's figures come from
Marianne's 40th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Marianne's dominant direct exposure actually means, with real examples from across the dataset.