Marengo, IN
How exposed is Marengo to wildfire?
Marengo sits at the 26th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 538 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Marengo's burn probability — fire likelihood with no building count factored in — sits at the 28th percentile nationally.
Marengo's building exposure, zone by zone
Direct exposure dominates in Marengo: 54.3% of its 538 buildings, versus 45.7% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Marengo compares
Within Indiana, Marengo ranks higher (92nd percentile) than it does nationally (26th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Marengo ranks 23,224 for wildfire risk (1 is highest) and 16,746 by building count (1 is largest). Within Indiana alone, it ranks 81 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
At the 26th national percentile, Marengo rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Marengo (54.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Marengo's 26th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Marengo, see the exposure-zones guide.