Marbury, AL
How exposed is Marbury to wildfire?
Marbury sits at the 65th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,023 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Marbury's burn probability — fire likelihood with no building count factored in — sits at the 67th percentile nationally.
What "at risk" means for the buildings here
97.5% of Marbury's 1,023 buildings sit in USFS's Direct exposure zone, roughly 997 structures close enough to burnable vegetation for flame contact, not just embers — 2.5% fall in the Indirect, ember-only zone and 0% are Minimal.
Marbury against the rest of the country
Inside Alabama, Marbury sits at just the 37th percentile even though it scores 65th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Marbury ranks 10,893 for wildfire risk (1 is highest) and 11,773 by building count (1 is largest). Within Alabama alone, it ranks 376 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Marbury and the insurance market
Marbury's 65th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Marbury's 97.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Marbury's figures come from
Every one of the two percentiles behind Marbury's 10,893-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Marbury's dominant direct exposure actually means, with real examples from across the dataset.