Marble Hill, MO
Marble Hill wildfire risk explained
Out of every US place USFS scores, Marble Hill lands at the 57th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 849 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Marble Hill at the 60th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Marble Hill's buildings (68.1%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Marble Hill compares
There's little gap between Marble Hill's 57th national percentile and its 47th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Marble Hill ranks 13,617 for wildfire risk (1 is highest) and 13,167 by building count (1 is largest). Within Missouri alone, it ranks 565 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Marble Hill's elevated wildfire rating (57th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Marble Hill's 68.1% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Marble Hill's 57th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Marble Hill, see the exposure-zones guide.