Marble, CO
How exposed is Marble to wildfire?
USFS's Wildfire Risk to Communities model puts Marble at the 70th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 127 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Marble's burn probability — fire likelihood with no building count factored in — sits at the 62nd percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Marble: 88.2% of its 127 buildings, versus 11.8% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Marble against the rest of the country
Inside Colorado, Marble sits at just the 36th percentile even though it scores 70th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Marble ranks 9,601 for wildfire risk (1 is highest) and 27,841 by building count (1 is largest). Within Colorado alone, it ranks 302 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Shopping for coverage in Marble
Marble's high rating (70th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Marble's 88.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Marble's figures come from
The methodology guide shows exactly how USFS turned 127 counted buildings into the percentiles shown above for Marble. The exposure-zones guide covers what Marble's dominant direct exposure actually means, with real examples from across the dataset.