Marble City, OK
Marble City wildfire risk explained
USFS's Wildfire Risk to Communities model puts Marble City at the 96th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 114 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Marble City at the 98th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Marble City's buildings actually sit
USFS classifies 88.6% of Marble City's buildings as Direct exposure, higher than its 11.4% Indirect share and far above its 0% Minimal share — a profile where 101 structures sit close enough to vegetation that lot clearing matters most.
Marble City against the rest of the country
There's little gap between Marble City's 96th national percentile and its 85th percentile inside Oklahoma, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Marble City ranks 1,299 for wildfire risk (1 is highest) and 28,468 by building count (1 is largest). Within Oklahoma alone, it ranks 126 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Marble City
Marble City's 96th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Marble City's 88.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Marble City's figures come from
Every one of the two percentiles behind Marble City's 1,299-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Marble City's dominant direct exposure actually means, with real examples from across the dataset.