Marathon, NY
Marathon wildfire risk explained
USFS scores Marathon at the 13th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 560 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Marathon at the 14th percentile, close to its 13th-percentile risk score.
Marathon's building exposure, zone by zone
560 buildings are counted in Marathon, and 65.4% of them are Indirect exposure — ember-driven risk rather than the 34.6% in Direct exposure or the 0% rated Minimal.
Where Marathon ranks
Within New York, Marathon ranks higher (33rd percentile) than it does nationally (13th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Marathon ranks 27,304 for wildfire risk (1 is highest) and 16,408 by building count (1 is largest). Within New York alone, it ranks 869 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Marathon
At the 13th national percentile, Marathon rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because 65.4% of Marathon's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Marathon's 13th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Marathon, see the exposure-zones guide.