Maplewood, MO
How exposed is Maplewood to wildfire?
USFS's Wildfire Risk to Communities model puts Maplewood at the 38th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 3,193 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Maplewood's burn probability — fire likelihood with no building count factored in — sits at the 41st percentile nationally.
Maplewood's building exposure, zone by zone
Only 0.2% of Maplewood's 3,193 buildings carry Direct exposure and 0% carry Indirect; the remaining 99.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Maplewood against the rest of the country
Maplewood's 38th national percentile looks worse in isolation than its 12th ranking inside Missouri does — this place is on the milder end for its own state, by 25 points. Among the 31,521 US communities USFS scores, Maplewood ranks 19,694 for wildfire risk (1 is highest) and 5,173 by building count (1 is largest). Within Missouri alone, it ranks 934 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Maplewood
Maplewood's moderate wildfire rating (38th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Maplewood's 99.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Maplewood's figures come from
The methodology guide shows exactly how USFS turned 3,193 counted buildings into the percentiles shown above for Maplewood. The exposure-zones guide covers what Maplewood's dominant minimal exposure actually means, with real examples from across the dataset.