Maplewood, MN
How exposed is Maplewood to wildfire?
Out of every US place USFS scores, Maplewood lands at the 33rd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 14,615 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Maplewood's burn probability — fire likelihood with no building count factored in — sits at the 33rd percentile nationally.
Maplewood's building exposure, zone by zone
USFS classifies 84.7% of Maplewood's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 15.3% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one. At 14,615 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Maplewood against the rest of the country
Maplewood scores 33rd nationally and 40th within Minnesota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Maplewood ranks 21,240 for wildfire risk (1 is highest) and 1,021 by building count (1 is largest). Within Minnesota alone, it ranks 551 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
At the 33rd national percentile, Maplewood rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Maplewood's 84.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 14,615 counted buildings into the percentiles shown above for Maplewood. For more on what minimal exposure implies beyond Maplewood, see the exposure-zones guide.