Mapleton, ND
Mapleton, ND's wildfire risk, in USFS's own numbers
USFS scores Mapleton at the 43rd national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 527 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Mapleton at the 42nd percentile, close to its 43rd-percentile risk score.
Where Mapleton's buildings actually sit
USFS classifies 77.2% of Mapleton's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 22.8% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Mapleton against the rest of the country
There's little gap between Mapleton's 43rd national percentile and its 31st percentile inside North Dakota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Mapleton ranks 18,099 for wildfire risk (1 is highest) and 16,911 by building count (1 is largest). Within North Dakota alone, it ranks 276 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
What this risk score means for insurance
Mapleton's elevated wildfire rating (43rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 77.2% of Mapleton outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Mapleton's figures come from
The methodology guide shows exactly how USFS turned 527 counted buildings into the percentiles shown above for Mapleton. The exposure-zones guide covers what Mapleton's dominant minimal exposure actually means, with real examples from across the dataset.