Manvel, ND
Manvel wildfire risk explained
USFS scores Manvel at the 45th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 268 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Manvel at the 47th percentile, close to its 45th-percentile risk score.
Manvel's building exposure, zone by zone
USFS classifies 85.8% of Manvel's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 14.2% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Manvel ranks
There's little gap between Manvel's 45th national percentile and its 38th percentile inside North Dakota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Manvel ranks 17,373 for wildfire risk (1 is highest) and 22,576 by building count (1 is largest). Within North Dakota alone, it ranks 249 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
What this risk score means for insurance
Manvel's elevated rating (45th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Manvel's 85.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Manvel's 45th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Manvel, see the exposure-zones guide.