Mansfield, TX
Mansfield, TX's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Mansfield lands at the 72nd percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 24,307 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mansfield's burn probability — fire likelihood with no building count factored in — sits at the 71st percentile nationally.
Mansfield's building exposure, zone by zone
USFS classifies 58.8% of Mansfield's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 20% Direct and 21.2% Indirect — a landscape-level risk rather than a building-by-building one. At 24,307 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Mansfield against the rest of the country
Inside Texas, Mansfield sits at just the 38th percentile even though it scores 72nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Mansfield ranks 8,711 for wildfire risk (1 is highest) and 526 by building count (1 is largest). Within Texas alone, it ranks 1,126 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Mansfield's 72nd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Mansfield
Even with 58.8% of Mansfield outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Mansfield's figures come from
The methodology guide shows exactly how USFS turned 24,307 counted buildings into the percentiles shown above for Mansfield. The exposure-zones guide covers what Mansfield's dominant minimal exposure actually means, with real examples from across the dataset.