Manor Creek, KY
How exposed is Manor Creek to wildfire?
Out of every US place USFS scores, Manor Creek lands at the 10th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 92 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Manor Creek at the 11th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Manor Creek's buildings actually sit
Most of Manor Creek's buildings (62% of 92) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Manor Creek against the rest of the country
There's little gap between Manor Creek's 10th national percentile and its 5th percentile inside Kentucky, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Manor Creek ranks 28,456 for wildfire risk (1 is highest) and 29,402 by building count (1 is largest). Within Kentucky alone, it ranks 525 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Manor Creek
Manor Creek's low rating (10th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Manor Creek
Even with 62% of Manor Creek outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Manor Creek's 10th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Manor Creek, see the exposure-zones guide.