Mankato, MN
Mankato, MN's wildfire risk, in USFS's own numbers
USFS scores Mankato at the 36th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 13,260 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mankato's burn probability — fire likelihood with no building count factored in — sits at the 32nd percentile nationally.
What "at risk" means for the buildings here
Mankato rates 78.4% Minimal exposure against just 10.8% Direct and 10.8% Indirect — of 13,260 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 13,260 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Mankato compares
Mankato scores 36th nationally and 46th within Minnesota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Mankato ranks 20,327 for wildfire risk (1 is highest) and 1,149 by building count (1 is largest). Within Minnesota alone, it ranks 495 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Mankato
Mankato's moderate wildfire rating (36th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Mankato's 78.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Mankato's 20,327-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Mankato, see the exposure-zones guide.