Manitou, OK
How exposed is Manitou to wildfire?
Manitou sits at the 81st percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 181 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Manitou at the 78th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Manitou's buildings actually sit
Most of Manitou's buildings (75.7% of 181) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Manitou ranks
Inside Oklahoma, Manitou sits at just the 23rd percentile even though it scores 81st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Manitou ranks 5,903 for wildfire risk (1 is highest) and 25,592 by building count (1 is largest). Within Oklahoma alone, it ranks 641 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Manitou's very high rating (81st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Manitou
With 75.7% of buildings rated Minimal exposure, Manitou gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Manitou's 81st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Manitou, see the exposure-zones guide.