Manitou, KY
Manitou, KY's wildfire risk, in USFS's own numbers
Manitou sits at the 34th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 154 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Manitou at the 36th percentile, close to its 34th-percentile risk score.
What "at risk" means for the buildings here
154 buildings are counted in Manitou, and 87% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Manitou against the rest of the country
Within Kentucky, Manitou ranks higher (63rd percentile) than it does nationally (34th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Manitou ranks 20,670 for wildfire risk (1 is highest) and 26,701 by building count (1 is largest). Within Kentucky alone, it ranks 203 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Manitou and the insurance market
Manitou's moderate rating (34th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Manitou (87%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Manitou's figures come from
Every one of the two percentiles behind Manitou's 20,670-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Manitou's dominant direct exposure actually means, with real examples from across the dataset.