Manistee Lake, MI
How exposed is Manistee Lake to wildfire?
USFS's Wildfire Risk to Communities model puts Manistee Lake at the 42nd national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 835 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Manistee Lake's burn probability — fire likelihood with no building count factored in — sits at the 42nd percentile nationally.
Where Manistee Lake's buildings actually sit
USFS classifies 90.9% of Manistee Lake's buildings as Direct exposure, higher than its 0% Indirect share and far above its 9.1% Minimal share — a profile where 759 structures sit close enough to vegetation that lot clearing matters most.
Where Manistee Lake ranks
Manistee Lake's 92nd-percentile standing inside Michigan outpaces its 42nd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Manistee Lake ranks 18,401 for wildfire risk (1 is highest) and 13,302 by building count (1 is largest). Within Michigan alone, it ranks 60 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Manistee Lake
Manistee Lake's elevated wildfire rating (42nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Manistee Lake
With 90.9% of Manistee Lake in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Manistee Lake's 42nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Manistee Lake, see the exposure-zones guide.